LOANS FOR YOUR IDEAL INVESTMENT PROPERTY OR DREAM HOME
Helping you obtain the American Dream. Let’s find the right mortgage for you.
INVESTOR PROPERTY LOANS
Up to $4M
Designed for Self Employed
No Tax Returns
Purchase, Refi, or Cashout
No Income, No Reserves
FOREIGN NATIONAL LOANS
No Green Card, ITIN, Work Visa
No Income Stated or Verified
No US Credit or FICO required
No Reserves
OWNER OCCUPIED LOANS
Jumbo Loans up to $5M
No Tax Returns OK
Bank Statements, 1099, or K1’s
Self-Employed OK
NON WARRANTABLE CONDO LOANS
No Condo Certs
No HOA Questionnaire
Owner or Non-Owner
Condo Conversions OK
Have you been denied a loan from major banks or credit unions
on your investment property or jumbo loan?
Frustrated you don’t qualify from lack of “traditional docs”?
Why doesn’t good credit, equity, or good cash flow count?
You can show an Ability to Repay. You just don’t get the chance.
We work with Equity Based Lenders who specialize in Investment Property Loans, Rental Property Loans, and Jumbo Luxury Home Loans. We have a Non-QM loan program to fit your needs. Tailored for Real Estate Investors, Self-employed, Independant Contractors, Business Owners, or Foreign Nationals.
Your LendingSolution
You are Not Alone, a little about us.
We understand your frustrations. Unfortunately, it’s common.
You’ve been turned down for lack of traditional documents like Tax Returns and W2’s. Your Returns don’t show the whole picture, your income sources might fluctuate compared to a W2 employee.
Investor Mortgage Pros helps solve these kind of issues by offering Loan Programs that work with you, not against you.
We work with a variety of lenders that cater to individuals and business owners who fall into the Non-QM category. Meaning, non-qualified mortgage, aka traditional.
Offering Mortgage solutions from Non-QM lenders utilizing alternative documentation, we know how to navigate the various underwriting criteria.
We are a group of seasoned Mortgage Professionals focused on finding the best loan solution for you.
Whether you need Rental Property Financing, Jumbo Owner Occupied, or you are a Foreign National, we have many loan programs to offer you.
Let us put our expertise to work for you.
you have choices
Loan Products We Offer
Whether you are a property investor or want to buy a new home, we have a diverse set of loan products for you. Your property purchase is important, let us assist you in making it a reality. We work for you, not the lender.
Bank Statement Loans
12 or 24 mo statements. Good for self-employed and business owners. O/O only.
No Income Investment Loans
DSCR uses rental income to qualify, not your personal income.
Asset Based Loans
Leveraging your assets; checking & savings, money market, IRA. O/O only.
Foreign National Loans
Owner Occupied and Non-Owner Business Purpose.
Jumbo Loans
Owner Occupied up to $5M. Interest Only available. No Prepay.
Interest Only Loans
Offering Interest Only loans on 30 year fixed, 7/1 and 5/1 arms. Available on all products.
Whoare Non-QM Loans for?
A non-qualified mortgage (Non-QM) is a home loan designed to help borrowers who cannot meet the strict criteria of a qualifying traditional conventional mortgage (QM). It uses non-traditional methods of documentation and income verification to qualify, but remain based on the assessment of a borrowers ability to repay.
Non-QM loans are ideal for borrowers with nontraditional or fluctuating income. Gig-economy workers, Contract workers, 1099 Worker, Retirees, Self-employed, Business owners, or Foreign Nationals.
Non-QM mortgage loans are a perfect fit for Real Estate Investors. Rental and Income properties don’t last long on the market, you need the ability to close your loans quickly. Alternative docs in lieu of personal income is key. No income investment loans allow you to build your portfolio. DSCR loans utilize rental income of the property to qualify. No DSCR program available.
Self-employed, 1099 workers, Independant contractors, Air BNB, Entrepreneurs, Small Business owners, and consultants are a natural fit for Non-QM loans. You are the exact client for an alterative doc loan to show your ability to repay, without having a W2 or tax returns. You might even have mutiple income streams we can utilize for qualification.
Foreign Nationals loans for non-US citizens buying property in the United States. Purchase for investment, job transfer, child attends university, many reasons. ITIN with or without a valid work visa for Owner Occupied available. No ITIN, Green Card, or Work Visa is required on Investment Non-Owner Occupied programs. Ask us about your loan.
READY TO GET STARTED?
Fill out the Contact Form and Begin Your Mortgage Process!
Call to Discuss 720 935-9612
LEARN MORE ABOUT LOAN PROGRAMS WE OFFER
NON-OWNER
OCCUPIED LOANS
FOREIGN NATIONAL
LOANS
OWNER OCCUPIED
LOANS
NON WARRANTABLE
CONDO LOANS